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Requests

Stripe improvements (3D Secure)

Michael Dance shared this idea 1 year ago
Under Consideration

Stripe has introduced a lot of cool features and it would be nice if we could have support on Blesta:

- 3D Secure (WorldWide) - Protects against Fraud!

- Bancontact (Belgium)

- Giropay (Germany)

- iDEAL (Netherlands)

- SEPA Direct Debit (European Union)

- SOFORT (Austria,Belgium, France, Germany, Netherlands)

Support for these with Stripe will significantly boost conversion rates and move Blesta even more in front of the competitors. https://stripe.com/blog/european-payment-methods

Comments (2)

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Implement The most PCI compliant Plugin possible.

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Note that using 3D secure (or similar strong authentication) becomes a legal requirement by 2019 if you have any European customers.

So would be nice if it was implemented before then.

For recurring transaction it is sufficient to apply it in on first charge.

http://eur-lex.europa.eu/legal-content/EN/TXT/HTML/?uri=CELEX:32018R0389&from=EN

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Article 14

Recurring transactions

1. Payment service providers shall apply strong customer authentication when a payer creates, amends, or initiates for the first time, a series of recurring transactions with the same amount and with the same payee.

2. Payment service providers shall be allowed not to apply strong customer authentication, subject to compliance with the general authentication requirements, for the initiation of all subsequent payment transactions included in the series of payment transactions referred to in paragraph 1.

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(While it says "payment service providers", they will delegate those requirements to you if you accept cards on your own site)